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Efficiently and responsibly managing and protecting our water and land resources for the sustainability, health, safety, and economic benefit of the State of Arkansas. These maps are used to set minimum building requirements and to determine flood insurance requirements and rates. A property in a SFHA has a 26 percent chance of experiencing a flood during the lifetime of a 30—year mortgage.
If a property is located in the SFHA, flood insurance will be required for federally backed mortgages. These floodplain areas are also subject to specific regulations which provide guidance to minimize potential flood risk. These zones include the areas outside the SFHA, but within the year flood event. The areas of low risk or minimal flood hazard are labeled Zone C or Zone X unshaded. Low Risk areas do not mean that a property is safe from flooding! Moderate to low risk flood zones for more than 20 percent of National Flood Insurance Program claims.
Use the MSC to find your official flood map, access a range of other flood hazard products, and take advantage of tools for better understanding flood risk. Find your map at the Map Service Center. To prepare or update the Flood Maps that graphically illustrate the flood hazards and related risks in a floodprone community, FEMA generally has conducted engineering studies referred to as Flood Insurance Studies, or FISs.
The FISs are more commonly referred to simply as studies or mapping projects. Using the information gathered in these studies, FEMA contractors and mapping partners present flood hazard and risk information on the Flood Maps and accompanying FIS reports. Several areas of flood hazard hazard are shown on Flood Maps. One of these areas is the Special Flood Hazard Area, or SFHA, a high-risk area defined as any land that would be inundated by a flood that has a 1-percent chance of occurring during any given year.
In fact, this flood has a percent chance of occurring during a year period…the length of many mortgages. About 25 percent of insurance claims paid under the NFIP are in areas outside the high-risk SFHAs, where consumers may voluntarily purchase flood insurance. The SFHA standard constitutes a reasonable compromise between the need for building restrictions to minimize potential loss of life and property and the economic benefits to be derived from development in these areas.
Development may take place within the SFHA, provided that the development complies with local floodplain management ordinances, which must meet the minimum Federal requirements In addition to SFHAs, a variety of information can be found on most Flood Map, including:.
The Flood Map for a community may also show areas deated as regulatory floodways, which are defined as the channel of a stream, plus any adjacent floodplain areas, that must be kept free of encroachment so that the 1-percent-annual-chance flood discharge can be conveyed without increasing the BFEs more than a specified amount.
Flood Maps provide information that allows community officials, citizens, and other map users to:. Request for Notifications and Subscriptions. Cabinet Secretary. Natural Resources. About Our Office. Floodplain Maps. How Flood Maps Can Help Flood Maps provide information that allows community officials, citizens, and other map users to: Identify high-risk areas SFHAs , moderate-risk areas, and minimal-risk areas; Identify the location of a specific property or structure in relation to the SFHA boundary, the regulatory floodway boundary, and the moderate-risk area boundary; Identify the BFE or base flood depth at a specific site;Identify the extent of flood hazards in a specific area;Locate regulatory floodways;and View the locations of common physical features, such as major highways, secondary ro, lakes, railro, streams, and other waterways.
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